By using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and all applicable laws and regulations. If you are using the Website on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms of Use.

We reserve the right to modify or update these Terms at any time. Any changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes to the Terms of Use constitutes your acceptance of the new Terms of Use.

You agree to use the Website for lawful purposes only and in accordance with these Terms.

You agree not to:

• Use the Website in any way that violates any applicable federal, state, local, or international law or regulation.
• Engage in any activity that could harm, disable, overburden, or impair the Website.
• Attempt to gain unauthorized access to the Website, other user accounts, or any systems or networks connected to the Website.
• Use any automated means to access the Website for any purpose without our express written permission.

All content, trademarks, service marks, logos, and other intellectual property displayed on the Website are the property of IQ Matix or its licensors. You may not use, reproduce, distribute, or create derivative works based on any content from the Website without our express written consent. Unless otherwise stated, IQ Matix and/or its licensors own the intellectual property rights for all material on IQ Matix. All intellectual property rights are reserved. You may access this from IQ Matix for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from IQ Matix
• Sell, rent or sub-license material from IQ Matix
• Reproduce, duplicate or copy material from IQ Matix
• Redistribute content from IQ Matix

If you submit or post any content (1) on the Website or (2) on the other websites (such as www.trustpilot.com), but in respect of IQ Matix's Website or services including comments, reviews, or other materials ("User Content"), you grant IQ Matix a non-exclusive, worldwide, royalty-free, perpetual, and irrevocable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in any media. You represent and warrant that you own or have the necessary rights to the User Content and that your User Content does not violate the rights of any third party. IQ Matix does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of IQ Matix, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, IQ Matix shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website. IQ Matix reserves the right to monitor all User Content and to remove any User Content which can be considered inappropriate, offensive or causes breach of these Terms of Use.

You warrant and represent that:

• You are entitled to post the User Content on our Website and have all necessary licenses and consents to do so;
• The User Content do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
• The User Content do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
• The User Content will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
• You hereby grant IQ Matix a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your User Content in any and all forms, formats or media.

If you find any User Content or link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove User Content or links but we are not obligated to do so or to respond to You directly.

The following organizations may link to our Website without prior written approval:

• Government agencies;
• Search engines;
• News organizations;

If you are one of the organizations listed above and are interested in linking to our website, you must inform us by sending an e-mail to IQ Matix via contact details provide in Section 12. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link.

We may consider and approve other link requests from the following types of organizations:

• commonly-known consumer and/or business information sources;
• dot.com community sites;
• internet portals;
• accounting, law and consulting firms; and
• trade associations.

Wait 2-3 weeks for a response. We will approve link requests if we decide that: (a) the link would not make us look unfavorably to ourselves or to our businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence; and (d) the link is in the context of general resource information.
These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it's linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
The Website may contain links to third-party websites, services, or resources that are not owned or controlled by IQ Matix. These links are provided for your convenience only, and IQ Matix does not endorse, approve, or assume any responsibility for the content, privacy policies, or practices of any third-party websites.

Without prior approval and written permission, you may not create frames around our Website that alter in any way the visual presentation or appearance of our Website.

We do not ensure that the information on this Website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the Website remains available or that the material on the website is kept up to date.

The Website is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this Website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

These Terms of Use are governed by and construed in accordance with the laws of the Saint Vincent and the Grenadines. Any legal action or proceeding arising under these Terms of Use will be brought exclusively in the accordance of the Saint Vincent and the Grenadines and you consent to the jurisdiction of such courts.

If you have any requests or questions about these Terms of Use, please contact us support@iq-matix.com